Guelph Symposium 

Bruno is the VP of National Sales for RMG Mortgages. He started in the mortgage business in 1990 when there was too much housing supply and the real estate market went into a correction as a result.  After the dot com bubble burst, he was VP of National Sales when brokers did 100% financing, 40 year ams, no stress test and 5% cash backs on top. 95% refinances were also popular. Everything ended up just fine, Canadian home construction was booming and there were limited supply and demand issues. Bruno was a mortgage agent for 2 years. He’s worked at MFCs, a B lender and a bank over his 30 plus year career. He enjoys educating mortgage brokers and agents on the economy and what impacts interest rates, both fixed and variable.  He’s married with 2 adult children and 2 dogs.

Chris started his mortgage career in 1999 at RDM Financial (The Mortgage Centre) after spending four years moving through the corporate ladder at Levi Strauss & Company’s Canadian head office. He quickly put his sales and customer service skills to good use and grew his mortgage practice to become one of the largest in Canada.  After 15 years in the mortgage industry, Chris went back to school on a part-time basis to obtain an MBA, where he received Notre Dame’s highest award (The Dean’s Award) for his class, as chosen by administration, faculty, and his peers.  

He led a small group of classmates through a research project on the Appraisal Management Industry in North America, which was based on his experience in the mortgage industry.  The research was the genesis for Value Connect, a new appraisal solution with the highest Google Reviews rating in the industry. Chris devotes 100% of his time to changing the way everybody feels about property appraisals by making them ridiculously simple and efficient for the betterment of loan originators, appraisers, and lenders.   

Cheryl Szutu is a Senior Manager of Mortgage Brokering Conduct within the Market Conduct team at FSRA. With a diverse background in banking, finance, and underwriting, she brings a wealth of experience to her role. Her career spans notable institutions in the Canadian financial sector, where she honed her skills in banking and finance. Cheryl further expanded her expertise as a compliance consultant, gaining valuable insights into risk assessment and financial product management.

With this blend of practical experience and specialized certifications, Cheryl is well-equipped to navigate the complex regulatory environment of mortgage brokering in Ontario. Her role at FSRA allows her to leverage her diverse background to strengthen confidence in the sector and promote fair treatment of consumers.

Since childhood, Janna Dawdy has embraced her entrepreneurial spirit, inspired by her hardworking Nonna. As a first-generation Canadian, she began her financial career as a high school co-op bank teller, where she discovered her passion for numbers, problem-solving, and helping people. Over the years, she advanced through various roles in the banking industry, gaining valuable expertise along the way.

After buying her first home in 1998, Janna pursued her long-time dream of becoming a Mortgage Agent in 2006. Her approach has always centered on Client Care Excellence — investing her time, energy, and profits back into personalized service through handwritten letters, thoughtful gift drop-offs, community events, and giveaways.

Today, Janna is the proud owner of JCMortgages.ca and has earned national recognition as a CMP Top 75 Broker in Canada (2017–2025) and a CMP Woman of Influence (2016–2017, 2021–2022, 2025). With over 495 five-star Google reviews and her charitable initiative, “JCMakes a Difference,” Janna continues to lead with heart, expertise, and impact.

She is also a loving wife, mother of four and a proud new Nonna who enjoys Italian-style cooking, home organization, and creating beautiful spaces.